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EXCLUSIVE: A surge in romance scams has prompted a bipartisan coalition of lawmakers to propose new legislation designed to protect retirees from losing their hard-earned life savings to fraudsters.
U.S. Senators Marsha Blackburn from Tennessee and John Hickenlooper from Colorado, alongside Representative David Valadao from California, recently introduced the Romance Scam Prevention Act. This legislation mandates that dating apps and services alert users when they have interacted with individuals banned for fraudulent activities.
The increasing popularity of social media and dating platforms has connected Americans like never before. While these technologies foster old friendships and new relationships, they also create opportunities for scammers. According to the Federal Trade Commission (FTC), nearly 70,000 individuals reported being victims of romance scams in the past year.
The Financial Impact of Romance Scams
Individuals aged between 40 and 69 are the most frequent victims of these schemes, while those aged 70 and older report the highest average losses—over $9,000. This alarming trend underscores the urgent need for protective legislation.
Senator Blackburn stated that this bipartisan effort would implement essential safeguards for app users. She noted that in 2023 alone, seniors in Tennessee lost a staggering $43 million in scam-related incidents.
“Scammers ruthlessly exploit vulnerable seniors looking for meaningful connections on dating platforms, often leading them to lose their entire life savings,” Blackburn explained.
The Specifics of the Romance Scam Prevention Act
The proposed bill compels online dating services to notify users if they have communicated with someone whose account has been banned due to fraudulent conduct. These notifications must detail the banned individual’s profile and warn of potential fraud risks, such as monetary requests.
The FTC will enforce this legislation, giving state attorneys general the authority to take civil action on behalf of affected residents. Additionally, the bill prohibits any state laws that might impede the effectiveness of fraud ban notifications.
Representative Valadao emphasized that this legislation fosters transparency and empowers users to make informed choices. He remarked, “This bill reinforces best practices to thwart online scams and is a significant step toward making digital dating safer for all Americans.”
A Disturbing Case Uncovered
A recent incident in Las Vegas highlights the dangers posed by such scams. Aurora Phelps, 43, was arrested after allegedly targeting older men on dating sites. Prosecutors contend that she met these men, drugged them, and accessed their financial accounts illicitly.
Phelps faces a staggering 21 criminal charges, including wire and bank fraud, identity theft, and even kidnapping. If convicted, she could face life imprisonment.
Even though she is only charged in association with one death, the indictment suggests that at least two victims of Phelps’ scams have died. The chilling nature of her crimes exemplifies the urgent need for protective measures for seniors against romance scams.
Understanding Romance Scams
Romance scams involve criminals creating fake online personas to gain the trust and affection of victims. They exploit emotional connections to manipulate or steal from their targets. As the number of individuals seeking relationships online continues to rise, so does the prevalence of such scams.
Steps to Protect Yourself
In response to the growing issue of romance scams, U.S. Immigration and Customs Enforcement (ICE) has shared practical advice for individuals to help shield themselves from fraudulent schemes. Tips include being wary of strangers who request money and always verifying the identity of those encountered online.
Additionally, the Elder Justice Initiative aims to provide resources and support to older Americans facing these threats. The initiative offers various tools that educate seniors on recognizing and avoiding scams.
Resources for Victims
Individuals who suspect they are victims of elder fraud can report it to the FTC at their official website or by calling 877-FTC-HELP. The Justice Department also provides multiple resources aimed at addressing elder fraud victimization through its Office for Victims of Crime.
Additionally, communities and organizations are uniting to raise awareness about romance scams. Increased education and outreach efforts can significantly reduce victimization rates among seniors.
A Call to Action for Online Platforms
The time for action is now. As lawmakers work to solidify the Romance Scam Prevention Act, dating platforms must recognize their role in protecting users. Enhanced verification methods, more stringent monitoring for fraud, and swift responses to reported scams can significantly contribute to a safer online dating environment.
In a time where technology bridges connections and relationships, it is imperative that both users and providers remain vigilant. The protection of vulnerable adults, especially the elderly, must be a shared responsibility as we navigate the evolving digital landscape.
